New Build in Punta Prima
Apartment - New build
Spain - Alicante / Costa Blanca South - Punta Prima
New build apartments for sale in Punta Prima We offer apartments with 2 bedrooms, 2 bathrooms , living room, kitchen, parking space and storage room. All apartments will have a terrace or private garden, in...
Ref.: ON1520_2
Apartment - New build
Spain - Alicante / Costa Blanca South - Punta Prima
New build apartments for sale in Torrevieja We offer 2 or 3 bedrooms, 2 bathrooms apartments with spacious living room, american style kitchen, utility room and terrace . Ground floors apartment with...
Ref.: ON1493
Apartment - New build
Spain - Alicante / Costa Blanca South - Punta Prima
New build apartments in a newly built gated community close to the unique pink lake of Torrevieja, 5 minutes drive from the Torrevieja center. Nearby the new complex there are shops, restaurants, spa hotel, bus...
Ref.: ON1006_3
Apartment - New build
Spain - Alicante / Costa Blanca South - Punta Prima
New build apartments for sale in Punta Prima We offer apartments with 3 bedrooms, 2 bathrooms , living room, kitchen, parking space and storage room. All apartments will have a terrace or private garden,...
Ref.: ON1520_3
Apartment - New build
Spain - Alicante / Costa Blanca South - Punta Prima
New build apartments for sale in Torrevieja We offer 3 bedrooms, 2 bathrooms apartments with spacious living room, american style kitchen, utility room and terrace . Ground floors apartment with gardens and...
Ref.: ON1493_3
Villa - New build
Spain - Alicante / Costa Blanca South - Punta Prima
The new build complex consists of 14 detached villa s with four bedrooms and three bathrooms. Homes are designed to be practical and confortable, making the best use of space. They are perfectly oriented to...
Ref.: ON1212
Can I afford to buy a new build property in Spain?
One of the most common doubts that arise when we think about buying a house for sale is to know if we can afford it.
During the recent economic crisis, a lot of defaults came to the rescue because many homebuyers bought above their means.
However, everything has changed at the present time. To date there is a real estate market with much more reasonable prices, and banks now lend money to much more advantageous conditions. If your dilemma is to buy or rent, in this article we help you to calculate if you can afford your home. Because that's the main thing. Then whatever you decide is up to you.
Look to see what your annual gross income is and multiply it by four.
Investment in a home should not exceed the annual gross income of a person (or a family) corresponding to four years. That is, if you multiply your gross annual income by four, you will get the maximum price that you should pay for your home.
Do not borrow more than 33% of your income.
Another formulas commonly used in the financial system is the so-called "30% Rule". Under this unwritten rule, the total indebtedness of a person (or a family) should not exceed 33% of their income. That is, the mortgage fee must be at most 30-33% of your salary / income.
However, in this case, the concept of indebtedness does not refer exclusively to the mortgage rate, but also to the other monthly receipts that we may have for other loans and credits. That is, all of our loans must account for at most 30-33% of our income.
Add 20% of the cost of housing in savings.
Experts advise saving at least 20% of the price of the home as a guarantee to know if we can afford it. If you have savings and can pay cash up to 20% of the price of the house, experts calculate that you can cope with the investment, as long as you also comply with the first two requirements of this article.
Buy your New Build in Punta Prima with E-Style Spain.
A powerful reason to buy new home in Costa Blanca is the powerful return on investment you have from the first year, while you use it as housing to spend your vacation.
If you are thinking of buying a new or over-sized property on the Costa Blanca, in our real estate agent you will find a group of experts who will be able to help you in every step of the process so that you can achieve your goal. For the last 20 years, at E-Style Spain we have worked closely with the most prestigious developers and builders to provide the best service to our customers.
We are happy to invite you to start your search of housing in Spain with us. Do not hesitate to contact us if you see any property that catches your attention.
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